Styling Tip

While a solid oxford shirt underneath is an undoubtably safe bet, consider shaking things up with a bold plaid shirt or graphic sweater.

The Shirt Jacket Spectrum

Combine the warmth of down insulation with the easy wearability of your favorite shirt, and you've got the quilted shirt jacket. They definitely evoke an equestrian vibe, but you don't have to know how to break in a horse to wear one well. The lightweight layer is ideal for temperatures that aren't quite freezing but definitely require something more than a down vest. Herewith, some of the season's best, in a range of price points.

Eddie Bauer, $99

A reproduction of one of Eddie Bauer's original designs, filled with premium goose down. And the contrast lining is a nice touch.

Barbour, $162

A single chest pocket and trim silhouette make this diamond quilted cotton interpretation from Barbour stand out from the pack.

Crescent Down Works for DQM, $380

American-made with a leather reinforced button placket, pocket and cuffs. This limited-edition collaboration won't be around for long.

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Stussy, $113

A quilted work shirt that's flannel on the outside, polyester on the inside, and perfect for a laid-back vibe.

Scotch & Soda, $202

This slim shirt jacket, with a diamond quilt pattern and military details has a lighter feel, making it ideal for layering.

Barneys Co-Op, $425

Get two shirts in one with this reversible Italian-made wool/nylon shirt jacket with side pockets, high armholes and button cuffs.