Lodge vest, $40

Valet. Advocates

The Lightweight Vest

It's still a tad early to talk about outerwear, but as fall merchandise hits store shelves, you might as well prepare for the days and nights when the crisp autumn air calls for another layer. And we suggest it be as easy as it is stylish. American Living, a not-so-secret sources for affordable finds, makes a lightweight quilted vest perfect for this time of year. The zip-up style features shrunken patch pockets and high arm holes, making it simple to sport under a blazer when the temperature really dips. (There's also a snap-front option with bigger pockets and even more rugged charm.) Wear it with your favorite madras shirt now and come November, pull it over a thermal on the weekends or under a topcoat for work. And the best part? The price leaves you plenty of cash for the season ahead.